Credit union · NCUA insured
Firstmark Credit Union Credit Card Rates
Firstmark Credit Union credit cards start at 12.25% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Firstmark Credit Union’s credit card rates compare
Compared with banks and credit unions near San Antonio, TX, where Firstmark Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Firstmark Credit Union
12.25%APR
- Up to
- 18.00% APR
Firstmark ONE® VISA® Platinum
Lowest rate
CPS IBEW FCU
8.90%APR
- Up to
- —
2nd-lowest rate
Southwest Research Center Federal Credit Union
8.90%APR
- Up to
- —
Firstmark Credit Union credit card score
71
Credit card score
Higher than 28% of U.S. banks and credit unions
- Purchase APRPurchase APR12.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Firstmark Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Firstmark ONE® VISA® Platinum
Credit union membership is required and subject to approval. Minimum 650 FICO score required to qualify for an unsecured credit card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 5.99% | None | Introductory purchase APR for 180 days (or 6 months) from account opening. |
| Ongoing | 12.25%–18.00% | None | Variable APR based on Prime Rate / WSJP plus a margin, determined by creditworthiness. |
Sources (3)
- firstmarkcu.org/credit-card-rates
- firstmarkcu.org/credit-cards
- firstmarkcu.org/credit-cards/v…d-charge-card-disclosure
All captured Oct 6, 2026
Firstmark ONE® VISA® Platinum Rewards
Credit union membership is required and subject to approval. Minimum 650 FICO score required to qualify for an unsecured credit card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 5.99% | None | Introductory purchase APR for 180 days (or 6 months) from account opening. |
| Ongoing | 15.25%–18.00% | None | Variable APR based on Prime Rate / WSJP plus a margin, determined by creditworthiness. |
Sources (3)
- firstmarkcu.org/credit-card-rates
- firstmarkcu.org/credit-cards
- firstmarkcu.org/credit-cards/v…d-charge-card-disclosure
All captured Oct 6, 2026
VISA Platinum Share Secured
Secured credit card tied to shares. Penalty APR is 18% if a late payment is made.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Variable APR based on the Prime Rate. |
Sources (1)
- firstmarkcu.org/credit-cards/v…d-charge-card-disclosure · captured Oct 6, 2026
Who can join Firstmark Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in designated Texas counties are eligible for membership.
Employers and groups
- Texas residents outside the designated counties can join through automatic complimentary enrollment with the Texas Consumer Council (TXCC).
Membership information collected October 5, 2026.