Credit union · NCUA insured
FirstEnergy Choice FCU Savings Rates
Top CarrotFirstEnergy Choice FCU’s best savings rate is 0.20% APY on $10,000, with its Share Savings. Rates checked October 16, 2026.
How FirstEnergy Choice FCU’s savings rates compare
Compared with banks and credit unions near Pittsburgh, PA, where FirstEnergy Choice FCU has the most branches. $10,000, best rate first.
This credit union’s best
FirstEnergy Choice FCU
0.20%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $20
Share Savings
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Dollar Bank
3.75%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $375
FirstEnergy Choice FCU savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where FirstEnergy Choice FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.20%APY
An initial minimum deposit of $25 grants membership and ownership. Low minimum $25 balance required to maintain benefits of membership. Compounded and credited each quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upCompounded and credited each quarter. No monthly service charge.$25 and up | 0.20% | $20 | Compounded and credited each quarter. No monthly service charge. |
Special-purpose accounts
IRA Savings
0.40%APY
Available as Traditional IRA Share (Savings) Account and Roth IRA Share (Savings) Account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded and credited each quarter.Any balance | 0.40% | $40 | Compounded and credited each quarter. |
Christmas Club
0.20%APY
Account can be opened at any time. There is a $5 fee per withdrawal before October 1st, when the Christmas Club balance is transferred to regular share (savings) account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded and credited each quarter. No monthly service charge. $5 fee per withdrawal before October 1st.Any balance | 0.20% | $20 | Compounded and credited each quarter. No monthly service charge. $5 fee per withdrawal before October 1st. |
Who can join FirstEnergy Choice FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of FirstEnergy Corp. are eligible for membership.
- Retirees of Allegheny Energy, Inc. are eligible for membership.
- Retirees of FirstEnergy Corp. are eligible for membership.
Family and household
- Immediate family members of a FirstEnergy Corp. employee are eligible for membership.
- Family members of an existing FirstEnergy Choice Federal Credit Union member are eligible for membership.
- Family members of Allegheny Energy, Inc. retirees are eligible for membership.
1 more way to join
Family and household
- Family members of FirstEnergy Corp. retirees are eligible for membership.
Membership information collected October 5, 2026.