Credit union · NCUA insured
FirstEnergy Choice FCU Credit Card Rates
Top CarrotFirstEnergy Choice FCU credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How FirstEnergy Choice FCU’s credit card rates compare
Compared with banks and credit unions near Pittsburgh, PA, where FirstEnergy Choice FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
FirstEnergy Choice FCU
8.90%APR
Visa Credit Card
Lowest rate
SouthWest Communities Federal Credit Union
7.00%APR
2nd-lowest rate
Pittsburgh Firefighters' Federal Credit Union
7.99%APR
FirstEnergy Choice FCU credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where FirstEnergy Choice FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Direct deposit discount does not apply to Visa Credit Card accounts. Credit limit up to $10,000. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Rate applies to purchases, cash advances, and balance transfers. No annual fee or balance transfer fee. Direct deposit discount does not apply. |
Sources (4)
All captured Oct 7, 2026
Who can join FirstEnergy Choice FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of FirstEnergy Corp. are eligible for membership.
- Retirees of Allegheny Energy, Inc. are eligible for membership.
- Retirees of FirstEnergy Corp. are eligible for membership.
Family and household
- Immediate family members of a FirstEnergy Corp. employee are eligible for membership.
- Family members of an existing FirstEnergy Choice Federal Credit Union member are eligible for membership.
- Family members of Allegheny Energy, Inc. retirees are eligible for membership.
1 more way to join
Family and household
- Family members of FirstEnergy Corp. retirees are eligible for membership.
Membership information collected October 5, 2026.