Bank · FDIC insured
FirstBank Savings Rates
A $19.2B bank, the 108th largest of 4,207, headquartered in Santurce, PR, with 73 branches in 3 states.
How FirstBank’s savings rates compare
Compared with banks and credit unions near San Juan, PR, where FirstBank has the most branches. $10,000, best rate first.
This bank’s best
FirstBank
3.40%APY
- Requires
- Conditions apply
- Minimum
- $100,001
- Earns on $10,000 a year
- —
Premier Money Market
Top rate
Citi
3.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $300
2nd-highest rate
PenFed Credit Union
2.70%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $270
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premier Money Market
Up to 3.50%APY
Must be linked to a FirstPlus Checking account maintaining an average daily balance of $2,000.00 or more. Available only in Florida. If average monthly balance falls below $2,500.00, a $20.00 monthly maintenance fee applies. No interest paid on balances below $2,500.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100,001 – $250,000Requires linked FirstPlus Checking account with average daily balance of $2,000.00 or more. Monthly fee of $20 applies if average monthly balance falls below $2,500.00. | 3.40% | — | Requires linked FirstPlus Checking account with average daily balance of $2,000.00 or more. Monthly fee of $20 applies if average monthly balance falls below $2,500.00. |
| $500,000 and upRequires linked FirstPlus Checking account with average daily balance of $2,000.00 or more. Monthly fee of $20 applies if average monthly balance falls below $2,500.00. | 3.50% | — | Requires linked FirstPlus Checking account with average daily balance of $2,000.00 or more. Monthly fee of $20 applies if average monthly balance falls below $2,500.00. |
Sources (1)
- 1firstbank.com/fl/en/personal/…remier-money-market.html · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.