Credit union · NCUA insured
First Street Federal Credit Union Auto Loan Rates
First Street Federal Credit Union auto loans start at 4.70% APR for a new vehicle and 4.70% for a used one. Rates checked October 16, 2026.
How First Street Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near DeRidder, LA, where First Street Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
First Street Federal Credit Union
4.70%APR
- Terms
- up to 84 months
- Up to
- —
Automobile Loans
2nd-lowest rate
DOCCU
5.25%APR
- Terms
- up to 84 months
- Up to
- —
3rd-lowest rate
Barksdale Federal Credit Union
5.89%APR
- Terms
- 49–78 months
- Up to
- 15.24% APR
First Street Federal Credit Union auto loan score
88
Auto loan score
Higher than 83% of U.S. banks and credit unions
- New vehicleNew4.70%
- Used vehicleUsed4.70%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Street Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Automobile Loans
Rates and terms are dependent on credit qualifications and loan terms. Rates listed are the lowest possible APRs available. Your actual rate is based on previous and current credit performance. All loans subject to final credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.70% | Model Year: New Collateral. On New Collateral Loans, depending on the Manufacturers Suggested Retail Price, you may be eligible for financing of up to 84 months. |
| up to 72 months | 4.70% | Model Year: 2023 - 2020. |
| up to 60 months | 4.70% | Model Year: 2019 - 2017. |
Sources (1)
- 1stfcu.com/Current_Loan_Rates_24.html · captured Oct 16, 2026
Who can join First Street Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.