Bank · FDIC insured
First State Bank Savings Rates
First State Bank’s best savings rate is 0.75% APY, with its Kasasa Saver, with extra requirements. Rates checked October 15, 2026.
How First State Bank’s savings rates compare
Compared with banks and credit unions in Oklahoma, where First State Bank has the most branches. $10,000, best rate first.
This bank’s best
First State Bank
0.75%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $75
Kasasa Saver
Top rate
MidFirst Bank
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
First State Bank savings score
66
Savings score
Higher than 16% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 0.75%APY
Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per SSN/TIN. $100 minimum balance required to earn rewards.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Qualifying rate on daily balances up to $25,000 when linked Kasasa Cash or Kasasa Cash Back monthly qualification cycle requirements are met (at least 12 debit card purchases post and settle, at least 1 direct deposit/ACH payment/bill pay, and enrolled in eStatements). $100 minimum balance to earn rewards. | 0.75% | $75 | Qualifying rate on daily balances up to $25,000 when linked Kasasa Cash or Kasasa Cash Back monthly qualification cycle requirements are met (at least 12 debit card purchases post and settle, at least 1 direct deposit/ACH payment/bill pay, and enrolled in eStatements). $100 minimum balance to earn rewards. |
| Any balanceBase rate earned on entire daily balance when linked Kasasa Cash or Kasasa Cash Back account monthly qualifications are not met. | 0.05% | $5 | Base rate earned on entire daily balance when linked Kasasa Cash or Kasasa Cash Back account monthly qualifications are not met. |
| $25,000 and upQualifying rate on the portion of daily balance over $25,000 when qualifications are met, resulting in a blended APY range from 0.75% to 0.35% depending on balance. $100 minimum balance to earn rewards. | 0.25% | — | Qualifying rate on the portion of daily balance over $25,000 when qualifications are met, resulting in a blended APY range from 0.75% to 0.35% depending on balance. $100 minimum balance to earn rewards. |
Sources (1)
- fsbvalliant.com/personal/kasasa-saver · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.