Bank · FDIC insured
First State Bank
A $100.3M bank headquartered in Valliant, OK, with 4 branches in Oklahoma.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- Savings660.05%0.75% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First State Bank
- Headquarters
- 106 N Dalton St, Valliant, OK 74764
- FDIC certificate
- 12757 ↗
Branches
4 branches in Oklahoma
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Oklahoma
4 branches
Broken Bow area · 2
- Broken Bow Branch2415 S Park Dr, Broken Bow, OK 74728Directions
- Fsb Hochatown Branch129 N Lukfata Trail Rd, Broken Bow, OK 74728Directions
Valliant area · 1
- First State BankMain office106 N Dalton St, Valliant, OK 74764Directions
Idabel area · 1
- First State Bank Branch1606 E Lincoln Rd, Idabel, OK 74745Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.91% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.43% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.71% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $75 | $81 | — |
- CapitalLeverage ratio10.91%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.43%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.71%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$75Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.