Bank · FDIC insured
First State Bank & Trust Co., Inc. Credit Card Rates
First State Bank & Trust Co., Inc. doesn’t publish an ongoing APR for its credit cards, only a 12-month introductory rate. Rates checked October 16, 2026.
How First State Bank & Trust Co., Inc.’s credit card rates compare
Compared with banks and credit unions in Missouri, where First State Bank & Trust Co., Inc. has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First State Bank & Trust Co., Inc.
– –
No ongoing APR published
Lowest rate
FRB Federal Credit Union
7.50%APR
2nd-lowest rate
MECE Credit Union
7.75%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Rewards Credit Card
To be eligible for an Account, you must meet certain minimum income, residency, age, credit quality, and other requirements.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0.00% introductory APR for 12 months on purchases. After that, APR varies with the market based on the Prime Rate and creditworthiness. |
No ongoing APR is published for this card, only the rate above.
Sources (2)
All captured Oct 7, 2026
Traditional Credit Card
To be eligible for an Account, you must meet certain minimum income, residency, age, credit quality, and other requirements.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0.00% introductory APR for 12 months on purchases. After that, APR varies with the market based on the Prime Rate and creditworthiness. |
No ongoing APR is published for this card, only the rate above.
Sources (2)
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.