Bank · FDIC insured
First Southwest Bank Credit Card Rates
First Southwest Bank credit card rates start at 18.49% APR. Rates checked October 22, 2026.
How First Southwest Bank’s credit card rates compare
Compared with banks and credit unions near Durango, CO, where First Southwest Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First Southwest Bank
– –
No ongoing APR published
Lowest rate
Bank of Colorado
9.99%APR
2nd-lowest rate
Credit Union of Colorado
10.00%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Simply Rewards™ Visa®
If approved with a credit line of $5,000 or more, a Visa Signature® Card will be issued; if less than $5,000, a Visa Platinum® Card will be issued. Cards issued by UMB Bank, n.a.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR for 12 months on purchases. |
| Ongoing | 18.49%–26.49% | None | After the 12-month introductory period, variable APR based on creditworthiness. Determined by adding a Margin to the Prime Rate. |
| Ongoing | 29.49% | None | After the first 12 billing cycles, and for Balance Transfers made more than 60 days from account opening, if treated as a Cash Advance. Variable APR based on the Prime Rate. |
Sources (2)
- fswb.bank/personal/credit-card · captured Sep 17, 2026
- fswb.bank/assets/files/Cl0Fbzeh · captured Oct 8, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.