Credit union · NCUA insured
First Priority Credit Union CD Rates
A $143.2M credit union headquartered in Boston, MA, with 5,861 members and 2 branches in Massachusetts.
How First Priority Credit Union’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where First Priority Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
First Priority Credit Union
4.25%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $534
IRA Certificates
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
IRA Certificates
Up to 4.25%APY · 15 terms
Must be a member of First Priority Credit Union or open and maintain a Share Account with a minimum of $5.00 to open a Share/IRA Certificate. Early withdrawal penalties may apply. Maximum deposit of $500,000. Traditional and Roth IRA options available.
| Term | APY · $500 – $500,000 | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 0.15% | — | 0.15% | $4 |
| 5 months | 3.30% | — | 3.30% | $136 |
| 6 monthsEffective as of September 24, 2026. Must be a member of First Priority Credit Union or open and maintain a Share Account with a minimum of $5.00. Max deposit $500,000 | — | 3.56% | 3.56% | $176 |
| 7 monthsEffective as of September 24, 2026. Must be a member of First Priority Credit Union or open and maintain a Share Account with a minimum of $5.00. Max deposit $500,000 | — | 3.56% | 3.56% | $206 |
| 9 months | 3.25% | — | 3.25% | $243 |
| 11 monthsNew Money Special; rate effective as of September 24, 2026 | 4.00% | — | 4.00% | $366 |
| 12 months | 3.56% | — | 3.56% | $356 |
| 13 monthsEffective as of September 24, 2026. Must be a member of First Priority Credit Union or open and maintain a Share Account with a minimum of $5.00. Max deposit $500,000 | — | 4.00% | 4.00% | $434 |
| 15 months | 3.15% | — | 3.15% | $395 |
| 15 monthsNew Money Special; rate effective as of September 24, 2026 | 4.25% | — | 4.25% | $534 |
| 18 monthsEffective as of September 24, 2026. Must be a member of First Priority Credit Union or open and maintain a Share Account with a minimum of $5.00. Max deposit $500,000 | — | 3.30% | 3.30% | $499 |
| 24 months | 2.79% | — | 2.79% | $566 |
| 24 monthsNew Money Special; rate effective as of September 24, 2026 | 3.00% | — | 3.00% | $609 |
| 30 monthsEffective as of September 24, 2026. Must be a member of First Priority Credit Union or open and maintain a Share Account with a minimum of $5.00. Max deposit $500,000 | — | 3.00% | 3.00% | $767 |
| 36 months | 1.50% | — | 1.50% | $457 |
| 48 months | 1.50% | — | 1.50% | $614 |
| 60 months | 1.50% | — | 1.50% | $773 |
Sources (2)
All captured Oct 16, 2026
Share Certificates
Up to 4.25%APY · 15 terms
Must be a member of First Priority Credit Union or open and maintain a Share Account with a minimum of $5.00 to open a Share/IRA Certificate. Early withdrawal penalties may apply. Maximum deposit of $500,000.
| Term | APY · $500 – $500,000 | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 0.15% | — | 0.15% | $4 |
| 5 months | 3.30% | — | 3.30% | $136 |
| 6 months | 3.56% | — | 3.56% | $176 |
| 7 months | 3.56% | — | 3.56% | $206 |
| 9 months | 3.25% | — | 3.25% | $243 |
| 11 monthsNew Money Special; rate effective as of September 24, 2026 | 4.00% | — | 4.00% | $366 |
| 12 months | 3.56% | — | 3.56% | $356 |
| 13 monthsNew Money Special; rate effective as of September 24, 2026 | 4.00% | — | 4.00% | $434 |
| 15 months | 3.15% | — | 3.15% | $395 |
| 15 monthsNew Money Special; rate effective as of September 24, 2026 | 4.25% | — | 4.25% | $534 |
| 18 monthsEffective as of September 24, 2026. Must be a member of First Priority Credit Union or open and maintain a Share Account with a minimum of $5.00. Max deposit $500,000 | — | 3.30% | 3.30% | $499 |
| 24 months | 2.79% | — | 2.79% | $566 |
| 24 monthsNew Money Special; rate effective as of September 24, 2026 | 3.00% | — | 3.00% | $609 |
| 30 months | 3.00% | — | 3.00% | $767 |
| 36 months | 1.50% | — | 1.50% | $457 |
| 48 months | 1.50% | — | 1.50% | $614 |
| 60 months | 1.50% | — | 1.50% | $773 |
Sources (2)
All captured Oct 16, 2026
Who can join First Priority Credit Union
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