Credit union · NCUA insured
First Priority Credit Union Auto Loan Rates
First Priority Credit Union auto loans start at 6.74% for a used one. Rates checked October 15, 2026.
How First Priority Credit Union’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where First Priority Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
First Priority Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
First Priority Credit Union auto loan score
62
Auto loan score
Higher than 7% of U.S. banks and credit unions
- Used vehicleUsed6.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Priority Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
Must be a member of First Priority Credit Union or open and maintain a Share Account with a minimum of $5.00 for approval of any loan. Automobile loans must be titled in Massachusetts and New Hampshire (other states permitted at lending management discretion). Financing is based on MSRP for new auto. Minimum loan amount is $10,000. Automatic payment is required to obtain lowest rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.24% | Estimated payment for new automobile loan with an APR of 6.24% is $23.60 per $1000 borrowed for a term of 48 months. Annual Percentage Rate, term, and approved loan amount may vary based on credit worthiness. Automatic payment is required to obtain lowest rate. |
Sources (2)
All captured Oct 15, 2026
Used Auto
Must be a member of First Priority Credit Union or open and maintain a Share Account with a minimum of $5.00 for approval of any loan. Automobile loans must be titled in Massachusetts and New Hampshire (other states permitted at lending management discretion). Financing is based on NADA value for used auto. Minimum loan amount is $10,000. Automatic payment is required to obtain lowest rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.49% | Automatic payment is required to obtain lowest rate. Actual APR, term, and approved loan amount may vary based on creditworthiness. Estimated payment is $23.71 per $1,000. |
| up to 60 months | 6.74% | Automatic payment is required to obtain lowest rate. Actual APR, term, and approved loan amount may vary based on creditworthiness. Estimated payment is $19.68 per $1,000. |
| up to 72 months | 6.99% | Automatic payment is required to obtain lowest rate. Actual APR, term, and approved loan amount may vary based on creditworthiness. Estimated payment is $17.04 per $1,000. |
| up to 84 months | 7.24% | Automatic payment is required to obtain lowest rate. Actual APR, term, and approved loan amount may vary based on creditworthiness. Estimated payment is $15.21 per $1,000. |
Sources (2)
All captured Oct 7, 2026
Who can join First Priority Credit Union
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