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Credit union · NCUA insured

First Peoples Community Federal Credit Union Credit Card Rates

Top Carrot, Carrot Score 93Top Carrot

First Peoples Community Federal Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How First Peoples Community Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Cumberland, MD-WV, where First Peoples Community Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

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First Peoples Community Federal Credit Union credit card score

88

Credit card score

Higher than 82% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR8.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where First Peoples Community Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join First Peoples Community Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to anyone who lives, works, regularly conducts business in, worships, or attends school in Allegany, Garrett, and Washington Counties in Maryland; Somerset, Bedford, and Fulton Counties in Pennsylvania; or Mineral, Hampshire, and Morgan Counties in West Virginia.

Family and household

  • Immediate family members of an existing First Peoples member are eligible to join.

Cost to join

  • An initial deposit of $5 in a share account is required for membership share ownership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← First Peoples Community Federal Credit Union overview