Credit union · NCUA insured
Chessie Federal Credit Union Credit Card Rates
Chessie Federal Credit Union credit cards start at 12.24% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Chessie Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Cumberland, MD-WV, where Chessie Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Chessie Federal Credit Union
12.24%APR
Visa Platinum Cash Back
Lowest rate
First Peoples Community Federal Credit Union
8.99%APR
2nd-lowest rate
Somerset Trust Company
10.99%APR
Chessie Federal Credit Union credit card score
71
Credit card score
Higher than 29% of U.S. banks and credit unions
- Purchase APRPurchase APR12.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Chessie Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Cash Back
Earn 1% cash back on all purchases. No application fee. 25-day grace period on purchases. APR based on credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.24% | None | Rates based on credit score. Purchase APR, Balance Transfer APR, and Cash Advance APR are 12.24% (monthly periodic rate of 1.02%). Variable APR. |
Sources (2)
All captured Oct 7, 2026
Visa Platinum Rewards Points
CURewards points program: earn one bonus point for every dollar spent. Points redeemable for gifts and travel rewards. No application fee. 25-day grace period on purchases. APR based on credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.24% | None | Rates based on credit score. Purchase APR, Balance Transfer APR, and Cash Advance APR are 12.24% (monthly periodic rate of 1.02%). Variable APR. |
Sources (2)
All captured Oct 7, 2026
Who can join Chessie Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in, as well as businesses and legal entities located in Allegany County (MD), Garrett County (MD), the western portion of Washington County (MD), Mineral County (WV), or Taylor County (WV) are eligible for membership.
Employers and groups
- Employees and members of listed Select Employer Groups are eligible for membership.
Family and household
- All family members of current members are eligible to join.
Cost to join
- An account can be opened online with a $10 deposit.
Membership information collected October 4, 2026.