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Credit union · NCUA insured

First Peoples Community Federal Credit Union Auto Loan Rates

Top Carrot, Carrot Score 93Top Carrot

First Peoples Community Federal Credit Union auto loans start at 4.25% APR for a new vehicle and 4.25% for a used one. Rates checked October 4, 2026.

How First Peoples Community Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Cumberland, MD-WV, where First Peoples Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 93

    This credit union’s lowest

    First Peoples Community Federal Credit Union

    4.25%APR

    Terms
    49–60 months

    Auto Loans

  • Top Carrot, Carrot Score 91

    Lowest rate

    WEPCO Federal Credit Union

    3.24%APR

    Terms
    49–60 months

    WEPCO Federal Credit Union rates

  • 2nd-lowest rate

    Chessie Federal Credit Union

    4.24%APR

    Terms
    49–60 months

    Chessie Federal Credit Union rates

Compare auto loan rates near you →

First Peoples Community Federal Credit Union auto loan score

92

Auto loan score

Higher than 93% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.25%
  • Used vehicleUsed4.25%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where First Peoples Community Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join First Peoples Community Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to anyone who lives, works, regularly conducts business in, worships, or attends school in Allegany, Garrett, and Washington Counties in Maryland; Somerset, Bedford, and Fulton Counties in Pennsylvania; or Mineral, Hampshire, and Morgan Counties in West Virginia.

Family and household

  • Immediate family members of an existing First Peoples member are eligible to join.

Cost to join

  • An initial deposit of $5 in a share account is required for membership share ownership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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