Credit union · NCUA insured
First Pace CU CD Rates
First Pace CU’s best CD rate is 2.79% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How First Pace CU’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where First Pace CU has the most branches. $10,000, best rate first.
This credit union’s best
First Pace CU
2.79%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $566
Term Share Certificates of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
First Pace CU CD score
64
CD score
Higher than 11% of U.S. banks and credit unions
- 3–8 months3–8 mo2.02%
- 9–15 months9–15 mo2.53%
- 16–30 months16–30 mo2.79%
- QualifiedQualified2.79%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Pace CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates of Deposit
Up to 2.79%APY · 3 terms
Closing prior to maturity is subjected to a loss of 90 days dividend. The dividend rate and annual percentage yield may change at any time as determined by the Credit Union's Board of Directors. All accrued earnings are forfeited if a dividend earning account is closed before the end of the quarter. Rates subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsTerm Share Certificates of Deposit: 6 months | 2.02% | $100 |
| 12 monthsTerm Share Certificates of Deposit: 12 months | 2.53% | $253 |
| 24 monthsTerm Share Certificates of Deposit: 24 months | 2.79% | $566 |
Sources (1)
- firstpacecu.com/savings-rates · captured Sep 18, 2026
Special-purpose accounts
Youth Certificate of Deposit
Up to 2.27%APY · 2 terms
Closing prior to maturity is subjected to a loss of 90 days dividend. The dividend rate and annual percentage yield may change at any time as determined by the Credit Union's Board of Directors. All accrued earnings are forfeited if a dividend earning account is closed before the end of the quarter. Rates subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsYouth Certificate of Deposit | 2.01% | — |
| 6 monthsYouth Certificate of Deposit | 2.27% | — |
Sources (1)
- firstpacecu.com/savings-rates · captured Sep 18, 2026
Who can join First Pace CU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- USW Union members living or working in Minnesota or Wisconsin are eligible for membership.
Family and household
- Any relatives of a joined member are eligible for membership for life.
Cost to join
- A minimum deposit of $10 into a share savings account is required upon completing a membership application.
Membership information collected October 4, 2026.