Credit union · NCUA insured
First Pace CU Auto Loan Rates
First Pace CU auto loan rates start at 3.49% APR. Rates checked October 16, 2026.
How First Pace CU’s auto loan rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where First Pace CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
First Pace CU
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Magnifi Financial
3.99%APR
- Terms
- —
- Discount
- Included in the rate
2nd-lowest rate
St. Paul Federal Credit Union
4.29%APR
- Terms
- up to 60 months
- Discount
- None included
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Special (2022 or newer vehicles)
Limited-time financing for 2022 or newer vehicles. Subject to credit approval. Membership eligibility required.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 3.49%–4.24% | Promotional rate applies to qualifying auto loans for 2022 or newer vehicles with up to a 72-month term. |
Sources (1)
- firstpacecu.com/loans-and-more/loan-specials · captured Oct 7, 2026
Who can join First Pace CU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- USW Union members living or working in Minnesota or Wisconsin are eligible for membership.
Family and household
- Any relatives of a joined member are eligible for membership for life.
Cost to join
- A minimum deposit of $10 into a share savings account is required upon completing a membership application.
Membership information collected October 4, 2026.