Bank · FDIC insured
First Oklahoma Bank Auto Loan Rates
Top CarrotFirst Oklahoma Bank auto loans start at 8.50% APR for a new vehicle and 9.25% for a used one. Rates checked November 14, 2026.
How First Oklahoma Bank’s auto loan rates compare
New vehicle, lowest advertised APR. The lowest rate among banks and credit unions with branches in each area.
This bank’s lowest
First Oklahoma Bank
8.50%APR
- Terms
- up to 60 months
Auto Loan
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Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
In market loans include Oklahoma, northeast Arkansas, and southern Kansas.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 8.50% | Model Year: New (2026) |
| up to 60 months | 9.25% | Model Year: Used (2021 - 2025) |
| up to 60 months | 9.75% | Model Year: Used (2016 - 2020) |
| up to 36 months | 10.25% | Model Year: Used (2015 - Older) |
Sources (1)
- firstoklahomabank.com/personal-banking/loans · captured Nov 14, 2026
First Oklahoma Bank auto loan score
60
Auto loan score
Higher than 1% of U.S. banks and credit unions
- New vehicleNew8.50%
- Used vehicleUsed9.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
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