Credit union · NCUA insured
First Ohio Community Federal Credit Union Savings Rates
Top CarrotFirst Ohio Community Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How First Ohio Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Canton, OH, where First Ohio Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
First Ohio Community Federal Credit Union
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Money Market Savings
Top rate
7 17 Credit Union
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
First Ohio Community Federal Credit Union savings score
84
Savings score
Higher than 67% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.25%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Ohio Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
Up to 1.00%APY
Must maintain the minimum balance in the account each day in order to accrue dividends for that day.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMust maintain the minimum balance each day in order to accrue dividends for that day. | 0.50% | $50 | Must maintain the minimum balance each day in order to accrue dividends for that day. |
| $10,000 and upMust maintain the minimum balance each day in order to accrue dividends for that day. | 1.00% | $100 | Must maintain the minimum balance each day in order to accrue dividends for that day. |
| $25,000 and upMust maintain the minimum balance each day in order to accrue dividends for that day. | 1.50% | — | Must maintain the minimum balance each day in order to accrue dividends for that day. |
| $50,000 and upMust maintain the minimum balance each day in order to accrue dividends for that day. | 2.25% | — | Must maintain the minimum balance each day in order to accrue dividends for that day. |
| $125,000 and upMust maintain the minimum balance each day in order to accrue dividends for that day. | 3.00% | — | Must maintain the minimum balance each day in order to accrue dividends for that day. |
Sources (3)
- firstohiocfcu.org/products
- firstohiocfcu.org/products/savings-accounts
- firstohiocfcu.org/rates/share-rates
All captured Sep 18, 2026
Regular Share Account
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMust maintain the minimum balance each day in order to accrue dividends for that day. Youth enrolled in Cash Cow and ISave Clubs will receive an additional .05% APY to above stated rate.$100 and up | 0.10% | $10 | Must maintain the minimum balance each day in order to accrue dividends for that day. Youth enrolled in Cash Cow and ISave Clubs will receive an additional .05% APY to above stated rate. |
Sources (2)
All captured Sep 18, 2026
Special Share Account
0.10%APY
Can be used for almost anything
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMust maintain the minimum balance each day in order to accrue dividends for that day.$100 and up | 0.10% | $10 | Must maintain the minimum balance each day in order to accrue dividends for that day. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Cash Cow Account
0.10%APY
Children 12 and under. Maintain minimum balance each day to accrue dividends. Youth enrolled in Cash Cow Club receive an additional 0.05% APY to regular savings rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRegular share base rate applies. Additional 0.05% APY bonus for youth in Cash Cow Club.$100 and up | 0.10% | $10 | Regular share base rate applies. Additional 0.05% APY bonus for youth in Cash Cow Club. |
Sources (2)
All captured Sep 18, 2026
Christmas Club
0.10%APY
Penalty to withdraw. Transfers into Regular Share 1st business day of October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMust maintain the minimum balance each day in order to accrue dividends for that day. Penalty to withdraw. Transfers into Regular Share 1st business day of October.$25 and up | 0.10% | $10 | Must maintain the minimum balance each day in order to accrue dividends for that day. Penalty to withdraw. Transfers into Regular Share 1st business day of October. |
Sources (2)
All captured Sep 18, 2026
IRA Savings (Traditional & Roth IRA Share)
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upApplies to Traditional IRA Share and Roth IRA Share. Must maintain the minimum balance each day in order to accrue dividends for that day.$25 and up | 0.10% | $10 | Applies to Traditional IRA Share and Roth IRA Share. Must maintain the minimum balance each day in order to accrue dividends for that day. |
Sources (2)
All captured Sep 18, 2026
ISave Teen Savings
0.10%APY
Teens 13 to 17. Maintain minimum balance each day to accrue dividends. Youth enrolled in ISave Club receive an additional 0.05% APY to regular savings rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRegular share base rate applies. Additional 0.05% APY bonus for youth in ISave Club.$100 and up | 0.10% | $10 | Regular share base rate applies. Additional 0.05% APY bonus for youth in ISave Club. |
Sources (2)
All captured Sep 18, 2026
Vacation Club / Travel Club
0.10%APY
Penalty to withdraw. Transfers into Regular Share 1st business day of June.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMust maintain the minimum balance each day in order to accrue dividends for that day. Penalty to withdraw. Transfers into Regular Share 1st business day of June.$25 and up | 0.10% | $10 | Must maintain the minimum balance each day in order to accrue dividends for that day. Penalty to withdraw. Transfers into Regular Share 1st business day of June. |
Sources (2)
All captured Sep 18, 2026
Who can join First Ohio Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to the public of Stark County, Ohio.
Membership information collected October 5, 2026.