Bank · FDIC insured
First National Bank Texas Credit Card Rates
First National Bank Texas doesn’t publish an ongoing APR for its credit cards, only a 6-month introductory rate. Rates checked October 16, 2026.
How First National Bank Texas’s credit card rates compare
Compared with banks and credit unions near Dallas, TX, where First National Bank Texas has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First National Bank Texas
– –
No ongoing APR published
Lowest rate
Service 1st Credit Union
6.00%APR
2nd-lowest rate
Unity One Credit Union
8.90%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Everything Rewards Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% introductory rate for your first 6 months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- 1stnb.com/credit-cards · captured Oct 6, 2026
Value Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% introductory rate for your first 6 months. Low ongoing rate. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- 1stnb.com/credit-cards · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.