Bank · FDIC insured
First National Bank Texas Auto Loan Rates
First National Bank Texas auto loans start at 4.43% for a used one. Rates checked October 16, 2026.
How First National Bank Texas’s auto loan rates compare
Compared with banks and credit unions near Dallas, TX, where First National Bank Texas has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
First National Bank Texas
– –
- Terms
- —
No ongoing APR published
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
2nd-lowest rate
Southwest Airlines Federal Credit Union
3.94%APR
- Terms
- —
First National Bank Texas auto loan score
85
Auto loan score
Higher than 69% of U.S. banks and credit unions
- Used vehicleUsed4.43%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First National Bank Texas ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
All loans and collateral subject to approval. First monthly payment may be scheduled up to 60 days after loan closing date (excludes refinancing of existing First National Bank Texas, First Convenience Bank, and First Heroes National Bank loans).
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 4.43% | Example for a 1 year old used car with $25,000 financed and $0 down payment. Includes a 0.20% discount for direct deposit and a $25 Admin Fee, with first payment scheduled 60 days after loan start date; excludes title fees and insurance premiums. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.