Bank · FDIC insured
First National Bank of Kansas Savings Rates
First National Bank of Kansas’s best savings rate is 0.15% APY on $10,000, with its Regular Savings Account. Rates checked October 16, 2026.
How First National Bank of Kansas’s savings rates compare
Compared with banks and credit unions near Topeka, KS, where First National Bank of Kansas has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of Kansas
1.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $100
Eagle Saver
Top rate
Communication Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
First National Bank of Kansas savings score
73
Savings score
Higher than 33% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of Kansas ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Eagle Premier Saver
Up to 1.00%APY
Linked to Eagle Premier Checking. Variable rate deposit account that may pay higher interest when eligibility requirements associated with Eagle Premier Checking are met during the monthly cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000When eligibility requirements in Eagle Premier Checking are met. | 1.00% | $100 | When eligibility requirements in Eagle Premier Checking are met. |
| Any balanceIf eligibility requirements are not met in Eagle Premier Checking. | 0.15% | $15 | If eligibility requirements are not met in Eagle Premier Checking. |
| $20,000 and upWhen eligibility requirements in Eagle Premier Checking are met. | 0.10% | — | When eligibility requirements in Eagle Premier Checking are met. |
Sources (2)
All captured Sep 18, 2026
Eagle Saver
Up to 1.00%APY
Linked to Eagle Checking. Variable rate deposit account that may pay higher interest when eligibility requirements associated with Eagle Checking are met during the monthly cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000When eligibility requirements in Eagle Checking are met. | 1.00% | $100 | When eligibility requirements in Eagle Checking are met. |
| Any balanceIf eligibility requirements are not met in Eagle Checking. | 0.15% | $15 | If eligibility requirements are not met in Eagle Checking. |
| $20,000 and upWhen eligibility requirements in Eagle Checking are met. | 0.10% | — | When eligibility requirements in Eagle Checking are met. |
Sources (2)
All captured Sep 18, 2026
Regular Savings Account
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAvoid the $5 dormancy fee by maintaining a $100 minimum average daily balance (charged each cycle period if balance is less than $100 and no activity for 1 year). 6 free withdrawals per quarter ($1 fee thereafter).$100 and up | 0.15% | $15 | Avoid the $5 dormancy fee by maintaining a $100 minimum average daily balance (charged each cycle period if balance is less than $100 and no activity for 1 year). 6 free withdrawals per quarter ($1 fee thereafter). |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Children’s Savings
0.15%APY
Available to kids and teens under the age of 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upNo service fee for balances of $5 or more; if an account has no activity for 1 year and balance of $5.00 or less, service charge is the remaining balance. 6 free withdrawals per quarter ($1 fee thereafter).$100 and up | 0.15% | $15 | No service fee for balances of $5 or more; if an account has no activity for 1 year and balance of $5.00 or less, service charge is the remaining balance. 6 free withdrawals per quarter ($1 fee thereafter). |
Sources (2)
All captured Sep 18, 2026
Christmas Club Account
0.15%APY
Deposits can be made at any time but must be made at least monthly by transfer from another account. Balance is paid out by cashier's check on November 1st. $25 penalty if closed prior to November 1st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upNo monthly service charge. No minimum balance requirements to maintain after opening; minimum average daily balance to obtain APY is $100.$100 and up | 0.15% | $15 | No monthly service charge. No minimum balance requirements to maintain after opening; minimum average daily balance to obtain APY is $100. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.