Bank · FDIC insured
First National Bank of Hutchinson Savings Rates
First National Bank of Hutchinson’s best savings rate is 0.03% APY on $10,000, with its Ultra Money Market Account. Rates checked October 16, 2026.
How First National Bank of Hutchinson’s savings rates compare
Compared with banks and credit unions near Hutchinson, KS, where First National Bank of Hutchinson has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of Hutchinson
0.03%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $3
Ultra Money Market Account
Top rate
Credit Union of America
3.25%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Bank of the Plains
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $200
First National Bank of Hutchinson savings score
62
Savings score
Higher than 6% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.03%
- $100,000 balance$100,0001.25%
- QualifiedQualified0.03%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of Hutchinson ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Ultra Money Market Account
Up to 0.03%APY
Maintain a minimum daily balance of $500 to waive the $5 monthly service fee. Unlimited transactions. Interest rate and APY may change at any time at bank's discretion.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Compounding frequency: Monthly. Maintain a minimum daily balance of $500 to waive the $5 monthly service fee. | 0.02% | $2 | Compounding frequency: Monthly. Maintain a minimum daily balance of $500 to waive the $5 monthly service fee. |
| $10,000 – $49,999Compounding frequency: Monthly. Minimum balance to obtain APY: $10,000. Maintain a minimum daily balance of $500 to waive the $5 monthly service fee. | 0.03% | $3 | Compounding frequency: Monthly. Minimum balance to obtain APY: $10,000. Maintain a minimum daily balance of $500 to waive the $5 monthly service fee. |
| $50,000 – $99,999Compounding frequency: Monthly. Minimum balance to obtain APY: $50,000. Maintain a minimum daily balance of $500 to waive the $5 monthly service fee. | 0.30% | — | Compounding frequency: Monthly. Minimum balance to obtain APY: $50,000. Maintain a minimum daily balance of $500 to waive the $5 monthly service fee. |
| $100,000 – $149,999Compounding frequency: Monthly. Minimum balance to obtain APY: $100,000. Maintain a minimum daily balance of $500 to waive the $5 monthly service fee. | 1.25% | — | Compounding frequency: Monthly. Minimum balance to obtain APY: $100,000. Maintain a minimum daily balance of $500 to waive the $5 monthly service fee. |
| $150,000 – $249,999Compounding frequency: Monthly. Minimum balance to obtain APY: $150,000. Maintain a minimum daily balance of $500 to waive the $5 monthly service fee. | 1.50% | — | Compounding frequency: Monthly. Minimum balance to obtain APY: $150,000. Maintain a minimum daily balance of $500 to waive the $5 monthly service fee. |
| $250,000 and upCompounding frequency: Monthly. Minimum balance to obtain APY: $250,000. Maintain a minimum daily balance of $500 to waive the $5 monthly service fee. | 1.92% | — | Compounding frequency: Monthly. Minimum balance to obtain APY: $250,000. Maintain a minimum daily balance of $500 to waive the $5 monthly service fee. |
Special-purpose accounts
Regular Savings
0.02%APY
Maintain a minimum daily balance of $100 and the $3 monthly service fee will be waived. Monthly service fee is waived for customers under the age of 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounding frequency is quarterly. Monthly service fee of $3 waived with minimum daily balance of $100 or for customers under age 18. Minimum balance to obtain APY: none.Any balance | 0.02% | $2 | Compounding frequency is quarterly. Monthly service fee of $3 waived with minimum daily balance of $100 or for customers under age 18. Minimum balance to obtain APY: none. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.