Bank · FDIC insured
First National Bank of Hutchinson Auto Loan Rates
First National Bank of Hutchinson auto loans start at 6.43% APR for a new vehicle and 6.43% for a used one. Rates checked October 16, 2026.
How First National Bank of Hutchinson’s auto loan rates compare
Compared with banks and credit unions near Hutchinson, KS, where First National Bank of Hutchinson has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
First National Bank of Hutchinson
6.43%APR
- Terms
- up to 72 months
- Up to
- —
Auto Loans
Lowest rate
Bell Credit Union
3.75%APR
- Terms
- 36–60 months
- Up to
- 11.00% APR
2nd-lowest rate
Heartland Credit Union
4.99%APR
- Terms
- up to 60 months
- Up to
- —
First National Bank of Hutchinson auto loan score
63
Auto loan score
Higher than 10% of U.S. banks and credit unions
- New vehicleNew6.43%
- Used vehicleUsed6.43%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First National Bank of Hutchinson ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Subject to credit approval. Rates and down payment requirements vary according to credit history. Additional 0.50% for no automatic payment from a First National Bank of Hutchinson account. For new or used car models.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.60% | APR assumes a $20,000 loan with a $100 documentation fee, excellent credit history, and a loan-to-value ratio of 100%. Additional 0.50% without automatic payment from a First National Bank of Hutchinson account. |
| up to 48 months | 6.51% | APR assumes a $20,000 loan with a $100 documentation fee, excellent credit history, and a loan-to-value ratio of 100%. Additional 0.50% without automatic payment from a First National Bank of Hutchinson account. |
| up to 60 months | 6.47% | APR assumes a $20,000 loan with a $100 documentation fee, excellent credit history, and a loan-to-value ratio of 100%. Additional 0.50% without automatic payment from a First National Bank of Hutchinson account. |
| up to 72 months | 6.43% | APR assumes a $20,000 loan with a $100 documentation fee, excellent credit history, and a loan-to-value ratio of 100%. Additional 0.50% without automatic payment from a First National Bank of Hutchinson account. |
Sources (1)
- fnbhutch.bank/loans-and-lines · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.