Bank · FDIC insured
First National Bank in Pinckneyville CD Rates
First National Bank in Pinckneyville’s best CD rate is 2.01% APY on a 6-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How First National Bank in Pinckneyville’s CD rates compare
Compared with banks and credit unions in Illinois, where First National Bank in Pinckneyville has the most branches. $10,000, best rate first.
This bank’s best
First National Bank in Pinckneyville
2.01%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $100
Certificate of Deposits
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
First National Bank in Pinckneyville CD score
62
CD score
Higher than 6% of U.S. banks and credit unions
- 3–8 months3–8 mo2.01%
- 9–15 months9–15 mo2.00%
- 16–30 months16–30 mo0.40%
- 31–60 months31–60 mo0.85%
- QualifiedQualified2.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank in Pinckneyville ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposits
Up to 2.01%APY · 9 terms
Minimum deposit of $500.00 is required to open a CD. To earn the annual percentage yield shown, entire balance must remain on deposit until maturity. A substantial penalty may be imposed for early withdrawal; this fee could reduce earnings and invade principal. Interest rate is fixed for term of certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsTo earn the annual percentage yield shown, your entire balance must remain on deposit until maturity. A substantial penalty may be imposed for early withdrawal; this fee could reduce earnings and invade principal. Interest rate is fixed for term of certificate | 0.05% | $1 |
| 6 monthsTo earn the annual percentage yield shown, your entire balance must remain on deposit until maturity. A substantial penalty may be imposed for early withdrawal; this fee could reduce earnings and invade principal. Interest rate is fixed for term of certificate | 2.01% | $100 |
| 12 monthsTo earn the annual percentage yield shown, your entire balance must remain on deposit until maturity. A substantial penalty may be imposed for early withdrawal; this fee could reduce earnings and invade principal. Interest rate is fixed for term of certificate | 2.00% | $200 |
| 18 monthsTo earn the annual percentage yield shown, your entire balance must remain on deposit until maturity. A substantial penalty may be imposed for early withdrawal; this fee could reduce earnings and invade principal. Interest rate is fixed for term of certificate | 0.20% | $30 |
| 24 monthsTo earn the annual percentage yield shown, your entire balance must remain on deposit until maturity. A substantial penalty may be imposed for early withdrawal; this fee could reduce earnings and invade principal. Interest rate is fixed for term of certificate | 0.25% | $50 |
| 30 monthsTo earn the annual percentage yield shown, your entire balance must remain on deposit until maturity. A substantial penalty may be imposed for early withdrawal; this fee could reduce earnings and invade principal. Interest rate is fixed for term of certificate | 0.40% | $100 |
| 36 monthsTo earn the annual percentage yield shown, your entire balance must remain on deposit until maturity. A substantial penalty may be imposed for early withdrawal; this fee could reduce earnings and invade principal. Interest rate is fixed for term of certificate | 0.50% | $151 |
| 48 monthsTo earn the annual percentage yield shown, your entire balance must remain on deposit until maturity. A substantial penalty may be imposed for early withdrawal; this fee could reduce earnings and invade principal. Interest rate is fixed for term of certificate | 0.75% | $303 |
| 60 monthsTo earn the annual percentage yield shown, your entire balance must remain on deposit until maturity. A substantial penalty may be imposed for early withdrawal; this fee could reduce earnings and invade principal. Interest rate is fixed for term of certificate | 0.85% | $432 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.