Bank · FDIC insured
First National Bank and Trust Company of Bottineau Savings Rates
First National Bank and Trust Company of Bottineau’s best savings rate is 0.75% APY on $10,000, with its MMA. Rates checked October 22, 2026.
How First National Bank and Trust Company of Bottineau’s savings rates compare
Compared with banks and credit unions in North Dakota, where First National Bank and Trust Company of Bottineau has the most branches. $10,000, best rate first.
This bank’s best
First National Bank and Trust Company of Bottineau
0.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $75
MMA
Top rate
Empeople Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $325
2nd-highest rate
Tel-U-Watt Federal Credit Union
3.25%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $325
First National Bank and Trust Company of Bottineau savings score
82
Savings score
Higher than 60% of U.S. banks and credit unions
- $1,000 balance$1,0000.55%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank and Trust Company of Bottineau ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
MMA
0.75%APY
No service charges if account does not drop below $2,500. Limited to six withdrawals or transfers each statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upNo service charges if account does not drop below $2,500. Limited to six withdrawals or transfers each statement cycle.$2,500 and up | 0.75% | $75 | No service charges if account does not drop below $2,500. Limited to six withdrawals or transfers each statement cycle. |
Sources (1)
- firstbottineau.com/deposits · captured Sep 19, 2026
Regular Savings
0.55%APY
Limited to six withdrawals or transfers each statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upLimited to six withdrawals or transfers each statement cycle.$1 and up | 0.55% | $55 | Limited to six withdrawals or transfers each statement cycle. |
Sources (1)
- firstbottineau.com/deposits · captured Sep 19, 2026
Opening an account
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