Bank · FDIC insured
First Guaranty Bank Credit Card Rates
First Guaranty Bank credit cards start at 15.49% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How First Guaranty Bank’s credit card rates compare
Compared with banks and credit unions near Hammond, LA, where First Guaranty Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First Guaranty Bank
15.49%APR
- Up to
- 22.49% APR
FGB Visa® Rewards Credit Card
Lowest rate
Baton Rouge Telco FCU
9.90%APR
- Up to
- —
2nd-lowest rate
Capital One
9.99%APR
- Up to
- —
First Guaranty Bank credit card score
62
Credit card score
Higher than 5% of U.S. banks and credit unions
- Purchase APRPurchase APR15.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Guaranty Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
FGB Visa® Rewards Credit Card
Range of credit limit is minimum $500 to maximum $10,000. Earns ScoreCard Rewards and includes travel accident insurance at no extra cost.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.49%–22.49% | None | Purchase APR is 15.49%, 18.49% or 22.49% based on creditworthiness. Variable APR calculated by adding a margin of 8.49% to 15.49% to the Prime Rate (maximum 24.00%). |
| Intro, 12 months | 0.00% | None | Introductory 0.00% APR for the first 12 statement cycles on any balance transfer up to credit limit. 2.00% balance transfer fee applies on amount transferred. |
Sources (1)
- fgb.net/personal/credit-cards.html · captured Oct 5, 2026
FGB Visa® Secured Credit Card
Credit limit set by refundable security deposit (minimum $500) held in a non-interest-paying Collateral Account. Balance transfers not available. Includes travel accident insurance at no extra cost.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 21.99% | $12 | Fixed purchase APR of 21.99% (daily periodic rate of 1.8325%). Annual fee is $12. |
Sources (1)
- fgb.net/personal/credit-cards.html · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.