Credit union · NCUA insured
First Florida Credit Union Credit Card Rates
First Florida Credit Union credit card rates start at 12.75% APR. Rates checked October 15, 2026.
How First Florida Credit Union’s credit card rates compare
Compared with banks and credit unions near Jacksonville, FL, where First Florida Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
First Florida Credit Union
– –
No ongoing APR published
Lowest rate
Jax Fire Credit Union
8.64%APR
2nd-lowest rate
SUMA Federal Credit Union
9.00%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Diamond Rewards VISA Credit Card
Open to members who live or work in eligible Florida counties or through Select Employee Groups/family sponsorship; requires a $5.00 minimum deposit to a Savings Prime Share Account.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.90% | None | Introductory 1.90% APR for six months from account opening for purchases, balance transfers, and advances. |
| Ongoing | 12.75%–16.25% | None | Variable APR based on the Prime Rate applies after the 6-month introductory period. |
Share-Secured Visa Credit Card
Secured by a share account. Credit limit is determined by the initial deposit made to secure the card. Open to members meeting eligibility requirements.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.90% | None | Introductory APR for six months. |
| Ongoing | 13.25% | None | Variable APR based on the Prime Rate applying after the 6-month introductory period. |
Sources (1)
- firstflorida.org/loans/other-loans/share-secured-loans · captured Oct 5, 2026
Who can join First Florida Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in specified Florida counties.
Employers and groups
- Eligible for membership through one of First Florida's Select Employee Groups.
Family and household
- The entire family of an existing member is eligible for membership through member sponsorship, regardless of state residency.
Cost to join
- A minimum deposit of $5.00 to a Savings Prime Share Account is required to join.
Membership information collected October 5, 2026.