Bank · FDIC insured
First Financial Bank Credit Card Rates
First Financial Bank credit card rates start at 15.74% APR. Rates checked October 16, 2026.
How First Financial Bank’s credit card rates compare
Compared with banks and credit unions in Ohio, where First Financial Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First Financial Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Quest Federal Credit Union
5.99%APR
- Up to
- —
2nd-lowest rate
Firefighters & Company Federal Credit Union
6.99%APR
- Up to
- 15.99% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
FC Cincinnati Visa Rewards Card
Subject to credit review and approval. A First Financial Bank deposit account is required for approval on lines over $5,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory 0% APR for purchases made during the first 12 months after account opening (Promotional Period). No interest will be due if paid in full prior to end of Promotional Period. |
| Ongoing | 15.74%–21.74% | None | Ongoing APR after Promotional Period ends, based on creditworthiness, variable with market based on Prime rate. Covers purchases. |
Sources (2)
All captured Oct 6, 2026
Visa Platinum Rewards Card
Credit lines under $5,000 (credit lines of $5,000 or more will be automatically upgraded to Visa Signature Rewards Card). First Financial Bank deposit account required for lines over $5,000. Subject to credit review and approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory 0% APR for purchases made during the first 12 months after account opening (Promotional Period). No interest will be due if paid in full prior to end of Promotional Period. |
| Ongoing | 15.74%–21.74% | None | Ongoing APR after Promotional Period ends, based on creditworthiness, variable with market based on Prime rate. Covers purchases. |
Sources (2)
All captured Oct 6, 2026
Visa Signature Rewards Card
Minimum credit limit $5,000. A First Financial Bank deposit account is required for approval on lines over $5,000. Subject to credit review and approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory 0% APR for purchases made during the first 12 months after account opening (Promotional Period). No interest will be due if paid in full prior to end of Promotional Period. |
| Ongoing | 15.74%–21.74% | None | Ongoing APR after Promotional Period ends, based on creditworthiness, variable with market based on Prime rate. Covers purchases. |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.