Bank · FDIC insured
First Citizens Bank Credit Card Rates
First Citizens Bank doesn’t publish an ongoing APR for its credit cards. Rates checked October 22, 2026.
How First Citizens Bank’s credit card rates compare
Compared with banks and credit unions near Montgomery, AL, where First Citizens Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First Citizens Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Auburn University Credit Union
7.90%APR
- Up to
- —
2nd-lowest rate
ASE Credit Union
8.99%APR
- Up to
- 17.99% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Visa® Card
Issued by ServisFirst Bank. Cardholders can choose between 1% cash back or Platinum Benefits. Subject to underwriting guidelines.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% intro APR on purchases for the first seven billing cycles after account opening. |
No ongoing APR is published for this card, only the rate above.
Sources (2)
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.