Credit union · NCUA insured
First Choice Credit Union Credit Card Rates
First Choice Credit Union credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How First Choice Credit Union’s credit card rates compare
Compared with banks and credit unions near Wisconsin Rapids, WI, where First Choice Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
First Choice Credit Union
12.90%APR
Visa
Lowest rate
Members' Advantage Credit Union
11.99%APR
2nd-lowest rate
Simplicity Credit Union
12.75%APR
First Choice Credit Union credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Choice Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa
21 Day Grace Period.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Rates are quoted as low as. Actual rates may vary depending on applicants' membership eligibility and credit history. Features a 21 day grace period. |
Sources (1)
- firstchoicecreditunion.com/rates · captured Oct 7, 2026
Who can join First Choice Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all who live or work in Wood, Marathon, Clark, and Portage counties.
Family and household
- Membership is open to the immediate families of those who live or work in Wood, Marathon, Clark, and Portage counties.
Membership information collected October 5, 2026.