Credit union · NCUA insured
First Choice America Community Federal Credit Union Savings Rates
First Choice America Community Federal Credit Union’s best savings rate is 0.08% APY on $10,000, with its Regular Savings Accounts. Rates checked October 22, 2026.
How First Choice America Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Weirton, WV-OH, where First Choice America Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
First Choice America Community Federal Credit Union
0.08%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $8
Regular Savings Accounts
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
First Choice America Community Federal Credit Union savings score
62
Savings score
Higher than 7% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.08%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.08%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Choice America Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings Accounts
0.08%APY
Opening requires purchasing a $5 share; maintaining at least $5 keeps customer status. A $3.00 fee may be assessed if average quarterly balance is less than $25.00. Dividends are compounded and credited quarterly on average daily balances of $100.00 or more.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $10,000Average Daily Balance of $100.00 - $9,99999. Dividends compounded and credited quarterly. | 0.05% | — | Average Daily Balance of $100.00 - $9,99999. Dividends compounded and credited quarterly. |
| $10,000 – $19,999Average Daily Balance of $10,000 - $19,999.00. Dividends compounded and credited quarterly. | 0.08% | $8 | Average Daily Balance of $10,000 - $19,999.00. Dividends compounded and credited quarterly. |
| $20,000 – $40,000Average Daily Balance of $20,000.00 - $39,999.99. Dividends compounded and credited quarterly. | 0.08% | — | Average Daily Balance of $20,000.00 - $39,999.99. Dividends compounded and credited quarterly. |
| $40,000 and upAverage Daily Balance of $40,000.00 and over. Dividends compounded and credited quarterly. | 0.10% | — | Average Daily Balance of $40,000.00 and over. Dividends compounded and credited quarterly. |
Sources (1)
- firstchoiceamericacu.org/saving/saving-accounts · captured Sep 19, 2026
Special-purpose accounts
Christmas Club
0.15%APY
Dividends compounded quarterly on average daily balance for the quarter. Contribute by mail, in person, or with direct allotment options.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded quarterly on average daily balance for the quarter.Any balance | 0.15% | $15 | Dividends compounded quarterly on average daily balance for the quarter. |
Sources (1)
- firstchoiceamericacu.org/saving/club-accounts · captured Sep 19, 2026
Cool Kids Cash Club
0.08%APY
Club especially for children under age 12. Special contests throughout the year and Cool Kids Fun Week in the summer.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Average Daily Balance of $5.00 - $9,99999. | 0.05% | — | Average Daily Balance of $5.00 - $9,99999. |
| $10,000 – $19,999Average Daily Balance of $10,000 - $19,999.00. | 0.08% | $8 | Average Daily Balance of $10,000 - $19,999.00. |
| $20,000 – $40,000Average Daily Balance of $20,000.00 - $39,999.99. | 0.08% | — | Average Daily Balance of $20,000.00 - $39,999.99. |
| $40,000 and upAverage Daily Balance of $40,000.00 - And Over. | 0.10% | — | Average Daily Balance of $40,000.00 - And Over. |
Sources (1)
- firstchoiceamericacu.org/saving/club-accounts · captured Sep 19, 2026
Vacation Clubs
0.08%APY
Dividends compounded quarterly on average daily balance for the quarter. Contribute by mail, in person, or with direct allotment options.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded quarterly on average daily balance for the quarter.Any balance | 0.08% | $8 | Dividends compounded quarterly on average daily balance for the quarter. |
Sources (1)
- firstchoiceamericacu.org/saving/club-accounts · captured Sep 19, 2026
Who can join First Choice America Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to those who work, reside, worship, or attend school in specified counties and cities in West Virginia and Ohio, and specified townships in Washington County, Pennsylvania.
Employers and groups
- Membership is open to persons retired as pensioners or annuitants from an employer located within the field of membership.
Family and household
- Membership is open to members of the immediate family and household, and organizations of such persons.
- Membership is open to spouses of persons who died within the field of membership of the Credit Union.
Other ways
- Membership is open to local businesses and other legal entities located within the eligible geographic field of membership areas.
- Membership is open to volunteers in the community.
Cost to join
- Membership requires the purchase of a $5 share in a First Choice America savings account and completion of a membership application.
Membership information collected October 4, 2026.