Bank · FDIC insured
First Bank Credit Card Rates
First Bank credit cards start at 15.49% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How First Bank’s credit card rates compare
Compared with banks and credit unions near Clewiston, FL, where First Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First Bank
15.49%APR
- Up to
- 25.49% APR
Platinum Edition Card
Lowest rate
Everglades Federal Credit Union
11.75%APR
- Up to
- —
3rd-lowest rate
Suncoast Credit Union
15.75%APR
- Up to
- —
First Bank credit card score
62
Credit card score
Higher than 5% of U.S. banks and credit unions
- Purchase APRPurchase APR15.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards Platinum Card
Subject to credit approval. Issued by TCM Bank, N.A. In order to access rewards, account must be open and in good standing.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR on purchases and balance transfers for the first 12 billing cycles after account opening. If you make a late payment or returned payment during the intro period, intro APR may end. |
| Ongoing | 18.49%–27.74% | None | Standard variable APR for purchases and balance transfers based on creditworthiness and Prime Rate (evaluated with a 7.50% Prime Rate baseline). |
| Ongoing | 28.49%–28.99% | None | Variable APR for cash advances based on creditworthiness. |
Excursion™ Visa Signature® Card
Subject to credit approval. Issued by TCM Bank, N.A. In order to access rewards, account must be open and in good standing.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | $20 | 0% Intro APR applies to purchases and balance transfers for the first 12 billing cycles after account opening. $0 Intro annual fee for the first year; after that, $20 annual fee is charged on the 13th billing cycle and annually thereafter, waived if annual net spend for preceding 12 months is $15,000.00 or greater. If you make a late payment during intro period, intro APR may end. |
| Ongoing | 18.74%–25.74% | $20 | Standard variable APR for purchases and balance transfers based on creditworthiness and Prime Rate (evaluated with a 7.50% Prime Rate baseline). $0 Intro annual fee for first year, then $20 annually, waived if annual net spend is $15,000.00 or greater. |
| Ongoing | 28.74%–28.99% | $20 | Variable APR for cash advances based on creditworthiness. $0 Intro annual fee for first year, then $20 annually, waived if annual net spend is $15,000.00 or greater. |
Platinum Edition Card
Subject to credit approval. Issued by TCM Bank, N.A.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR on purchases and balance transfers for the first 12 billing cycles after account opening. If you make a late payment or returned payment during the intro period, intro APR may end. |
| Ongoing | 15.49%–25.49% | None | Standard variable APR for purchases and balance transfers based on creditworthiness and Prime Rate (evaluated with a 7.50% Prime Rate baseline). |
| Ongoing | 25.49%–28.99% | None | Variable APR for cash advances based on creditworthiness. |
Rewards Platinum Card
Subject to credit approval. Issued by TCM Bank, N.A. In order to access rewards, account must be open and in good standing.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR on purchases and balance transfers for the first 12 billing cycles after account opening. If you make a late payment or returned payment during the intro period, intro APR may end. |
| Ongoing | 17.49%–27.49% | None | Standard variable APR for purchases and balance transfers based on creditworthiness and Prime Rate (evaluated with a 7.50% Prime Rate baseline). |
| Ongoing | 27.49%–28.99% | None | Variable APR for cash advances based on creditworthiness. |
Secured Card
Requires a security deposit held as collateral. Subject to credit approval. Issued by TCM Bank, N.A. Eligible for account review for graduation to an unsecured card in as little as 13 months with responsible use (on-time payments, within credit limit, credit score of at least 660, no delinquencies in 12 months).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 25.49% | $29 | Variable APR for purchases and balance transfers based on Prime Rate (17.99% margin added to 7.50% Prime Rate). |
| Ongoing | 28.99% | $29 | Variable APR for cash advances based on Prime Rate (21.49% margin added to 7.50% Prime Rate). |
Visa Signature® Travel Card
Subject to credit approval. Issued by TCM Bank, N.A. In order to access rewards, account must be open and in good standing.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR on purchases and balance transfers for the first 12 billing cycles after account opening. If you make a late payment or returned payment during the intro period, intro APR may end. |
| Ongoing | 17.24%–23.24% | None | Standard variable APR for purchases and balance transfers based on creditworthiness and Prime Rate (evaluated with a 7.50% Prime Rate baseline). |
| Ongoing | 26.24% | None | Variable APR for cash advances based on creditworthiness. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.