Bank · FDIC insured
First Bank & Trust of Fullerton Savings Rates
First Bank & Trust of Fullerton’s best savings rate is 1.51% APY on $10,000, with its Money Market (HIFI). Rates checked October 22, 2026.
How First Bank & Trust of Fullerton’s savings rates compare
Compared with banks and credit unions in Nebraska, where First Bank & Trust of Fullerton has the most branches. $10,000, best rate first.
This bank’s best
First Bank & Trust of Fullerton
1.51%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $151
Money Market (HIFI)
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Flatwater Bank
3.60%APY
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000 a year
- $360
First Bank & Trust of Fullerton savings score
88
Savings score
Higher than 83% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0001.51%
- $100,000 balance$100,0003.30%
- QualifiedQualified1.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Bank & Trust of Fullerton ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market (HIFI)
1.51%APY
The interest rate and annual percentage yield may change after account opening. Interest credit to account monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Interest credited to account monthly. Rates are variable and may change after account opening. | 0.10% | — | Interest credited to account monthly. Rates are variable and may change after account opening. |
| $2,500 – $25,000Interest credited to account monthly. Rates are variable and may change after account opening. | 1.51% | $151 | Interest credited to account monthly. Rates are variable and may change after account opening. |
| $25,000 – $100,000Interest credited to account monthly. Rates are variable and may change after account opening. | 2.53% | — | Interest credited to account monthly. Rates are variable and may change after account opening. |
| $100,000 – $250,000Interest credited to account monthly. Rates are variable and may change after account opening. | 3.30% | — | Interest credited to account monthly. Rates are variable and may change after account opening. |
| $250,000 and upInterest credited to account monthly. Rates are variable and may change after account opening. | 3.82% | — | Interest credited to account monthly. Rates are variable and may change after account opening. |
Sources (1)
- fbtfullerton.com/rates · captured Oct 22, 2026
Passbook Savings Account
0.20%APY
The interest rate and annual percentage yield may change after account opening. Interest credit to account monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounds quarterly. Interest credit to account monthly. Rate may change after account opening.Any balance | 0.20% | $20 | Compounds quarterly. Interest credit to account monthly. Rate may change after account opening. |
Sources (1)
- fbtfullerton.com/rates · captured Oct 5, 2026
Special-purpose accounts
1st Heritage Club Money Market (HIFI)
1.51%APY
The interest rate and annual percentage yield may change after account opening. Interest credit to account monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Interest credited to account monthly. Rates are variable and may change after account opening. | 0.10% | — | Interest credited to account monthly. Rates are variable and may change after account opening. |
| $2,500 – $25,000Interest credited to account monthly. Rates are variable and may change after account opening. | 1.51% | $151 | Interest credited to account monthly. Rates are variable and may change after account opening. |
| $25,000 – $100,000Interest credited to account monthly. Rates are variable and may change after account opening. | 2.53% | — | Interest credited to account monthly. Rates are variable and may change after account opening. |
| $100,000 – $250,000Interest credited to account monthly. Rates are variable and may change after account opening. | 3.30% | — | Interest credited to account monthly. Rates are variable and may change after account opening. |
| $250,000 and upInterest credited to account monthly. Rates are variable and may change after account opening. | 3.82% | — | Interest credited to account monthly. Rates are variable and may change after account opening. |
Sources (1)
- fbtfullerton.com/rates · captured Oct 22, 2026
IRA Savings
3.74%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounds quarterly.Any balance | 3.74% | $374 | Interest compounds quarterly. |
Sources (1)
- fbtfullerton.com/rates · captured Oct 5, 2026
1st Kids Klub Savings Account
0.20%APY
The interest rate and annual percentage yield may change after account opening. Interest credit to account monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounds quarterly. Interest credit to account monthly. Rate may change after account opening.Any balance | 0.20% | $20 | Compounds quarterly. Interest credit to account monthly. Rate may change after account opening. |
Sources (1)
- fbtfullerton.com/rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.