Bank · FDIC insured
First Bank & Trust of Fullerton
A $108.3M bank headquartered in Fullerton, NE, with 2 branches in Nebraska. Best rates: CDs 4.04% and savings 1.51% APY.
First Bank & Trust of Fullerton Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#37 of 115 in NebraskaHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Bank & Trust of Fullerton
- Headquarters
- 230 Broadway St, Fullerton, NE 68638
- FDIC certificate
- 5405 ↗
Branches
2 branches in Nebraska
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Nebraska
2 branches
Fullerton area · 1
- First Bank and Trust of FullertonMain office230 Broadway St, Fullerton, NE 68638Directions
St. Edward area · 1
- St. Edward Branch205 Beaver St, St. Edward, NE 68660Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.20% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.06% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $83 | $81 | — |
- CapitalLeverage ratio14.20%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.06%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$83Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Bank & Trust of Fullerton are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.