Bank · FDIC insured
First Bank & Trust of Fullerton CD Rates
First Bank & Trust of Fullerton’s best CD rate is 4.04% APY on a 15-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How First Bank & Trust of Fullerton’s CD rates compare
Compared with banks and credit unions in Nebraska, where First Bank & Trust of Fullerton has the most branches. $10,000, best rate first.
This bank’s best
First Bank & Trust of Fullerton
4.04%APY
- Term
- 15 months
- Minimum
- $2,500
- Earns on $10,000
- $508
Certificates of Deposit
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
First Bank & Trust of Fullerton CD score
81
CD score
Higher than 57% of U.S. banks and credit unions
- 3–8 months3–8 mo3.55%
- 9–15 months9–15 mo4.04%
- 16–30 months16–30 mo3.53%
- 31–60 months31–60 mo2.51%
- QualifiedQualified4.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Bank & Trust of Fullerton ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.04%APY · 13 terms
A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91-Day Certificate of Deposit; Compounds at Maturity | 3.55% | $89 |
| 5 monthsCompounds at Maturity | 3.38% | $139 |
| 6 months182-Day Certificate of Deposit; Compounds at Maturity | 1.65% | $83 |
| 7 monthsCompounds at Maturity | 3.17% | $184 |
| 9 monthsCompounds Quarterly | 3.65% | $273 |
| 12 monthsCompounds Quarterly | 2.27% | $227 |
| 15 monthsCompounds Semi-Annually | 4.04% | $508 |
| 17 monthsCompounds Semi-Annually | 3.02% | $431 |
| 18 monthsCompounds Semi-Annually | 2.26% | $341 |
| 24 monthsCompounds Semi-Annually | 2.26% | $457 |
| 30 months30-Month Option Certificate of Deposit; Compounds Semi-Annually; The interest rate and annual percentage yield may change after account opening | 3.53% | $906 |
| 30 monthsCompounds Semi-Annually | 2.26% | $575 |
| 48 monthsCompounds Semi-Annually | 2.51% | $1,042 |
| 60 monthsCompounds Semi-Annually | 2.51% | $1,320 |
Sources (1)
- fbtfullerton.com/rates · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.