Credit union · NCUA insured
Firefighters CU Savings Rates
Firefighters CU’s best savings rate is 0.45% APY on $10,000, with its Estate Share. Rates checked October 15, 2026.
How Firefighters CU’s savings rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Firefighters CU has the most branches. $10,000, best rate first.
This credit union’s best
Firefighters CU
0.45%APY
- Minimum
- $5
- Earns on $10,000 a year
- $45
Estate Share
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Firefighters CU savings score
77
Savings score
Higher than 44% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0000.55%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Firefighters CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Estate Share
0.45%APY
Also referred to as Trust (estate) Share. Dividends paid quarterly with average daily balance of at least $25.00. Statements provided quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Minimum average daily balance of $25.00 required to earn dividends. | 0.30% | — | Minimum average daily balance of $25.00 required to earn dividends. |
| $5,001 – $20,000Minimum average daily balance of $25.00 required to earn dividends. | 0.45% | $45 | Minimum average daily balance of $25.00 required to earn dividends. |
| $20,001 and upMinimum average daily balance of $25.00 required to earn dividends. | 0.55% | — | Minimum average daily balance of $25.00 required to earn dividends. |
Regular Share
0.45%APY
Tiered rate share account. Requires membership with $5.00 par value share and $5.00 nonrefundable membership fee. Dividends compounded and credited quarterly using average daily balance method. Account transfer and withdrawal limitations apply (max 6 per month).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Rate applies to full balance once tier range is met; minimum average daily balance of $25.00 required to earn stated APY. | 0.30% | — | Rate applies to full balance once tier range is met; minimum average daily balance of $25.00 required to earn stated APY. |
| $5,001 – $20,000Rate applies to full balance once tier range is met; minimum average daily balance of $25.00 required to earn stated APY. | 0.45% | $45 | Rate applies to full balance once tier range is met; minimum average daily balance of $25.00 required to earn stated APY. |
| $20,001 and upRate applies to full balance once tier range is met; minimum average daily balance of $25.00 required to earn stated APY. | 0.55% | — | Rate applies to full balance once tier range is met; minimum average daily balance of $25.00 required to earn stated APY. |
Sources (3)
- firefighterscu.org/PDFs/2017_03_truthInSavings.pdf
- firefighterscu.org/deposit.php
- firefighterscu.org/rates.php
All captured Sep 18, 2026
Who can join Firefighters CU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to qualifying fire department employees.
- Membership is open to any member of the OK State Firefighters Association.
Family and household
- Membership is open to anyone related to a Fire Fighters Credit Union member by blood or marriage.
Cost to join
- A one-time new membership fee of $5 applies to join.
- A minimum deposit of $5 is required to establish membership.
Membership information collected October 4, 2026.