Credit union · NCUA insured
Firefighters CU Auto Loan Rates
Firefighters CU auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 15, 2026.
How Firefighters CU’s auto loan rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Firefighters CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Firefighters CU
4.74%APR
- Terms
- up to 84 months
- Discount
- None included
New/Used Auto
Lowest rate
Credit Union One of Oklahoma
4.24%APR
- Terms
- 49–60 months
- Discount
- None included
2nd-lowest rate
Oklahoma's Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Firefighters CU auto loan score
87
Auto loan score
Higher than 80% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Firefighters CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New/Used Auto
APR is based on individual credit history. Savings accounts are opened to establish credit union membership and apply for loans. Existing FFCU loans do not qualify for special promotion rates. Maximum term on a loan is based on the year/age of the collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.74% | 84 month term limited to a loan balance greater than $20,000.00. Maximum term is based on the year/age of the collateral and may be less than 84 months. APR as low as rate based on individual credit history. |
Sources (1)
- firefighterscu.org/rates.php · captured Oct 7, 2026
New/Used Motorcycle
APR is based on individual credit history. Savings accounts are opened to establish credit union membership and apply for loans. Existing FFCU loans do not qualify for special promotion rates. Maximum term on a loan is based on the year/age of the collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.99% | Maximum term is based on the year/age of the collateral. APR as low as rate based on individual credit history. |
Sources (1)
- firefighterscu.org/rates.php · captured Oct 7, 2026
Who can join Firefighters CU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to qualifying fire department employees.
- Membership is open to any member of the OK State Firefighters Association.
Family and household
- Membership is open to anyone related to a Fire Fighters Credit Union member by blood or marriage.
Cost to join
- A one-time new membership fee of $5 applies to join.
- A minimum deposit of $5 is required to establish membership.
Membership information collected October 4, 2026.