Credit union · NCUA insured
Finger Lakes Federal Credit Union Credit Card Rates
Top CarrotFinger Lakes Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Finger Lakes Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Rochester, NY, where Finger Lakes Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Finger Lakes Federal Credit Union
9.90%APR
- Up to
- 18.00% APR
Visa Platinum
Lowest rate
Canandaigua FCU
7.99%APR
- Up to
- —
2nd-lowest rate
Gates Chili Federal Credit Union
8.99%APR
- Up to
- —
Finger Lakes Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Finger Lakes Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
Fixed-rate credit card. Credit Line: $500 - $25,000. No Foreign Transaction fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate for the first 12 months on purchases. |
| Ongoing | 9.90%–18.00% | None | 9.90 - 18.00% APR thereafter on purchases. |
Sources (2)
All captured Oct 6, 2026
Visa Platinum Secured
Fixed-rate card designed to help build or rebuild credit. Credit Line: $500 - $10,000. No Foreign Transaction fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate for the first 12 months on purchases. |
| Ongoing | 9.90%–18.00% | None | Fixed rates as low as 9.90 - 18.00% APR thereafter on purchases. |
Sources (2)
All captured Oct 6, 2026
Visa Rewards
Credit Line: $500 - $4,999. No Foreign Transaction fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate for the first 12 months on purchases. |
| Ongoing | 14.50%–18.00% | None | 14.50 - 18.00% APR thereafter on purchases. |
Sources (2)
All captured Oct 6, 2026
Visa Signature Rewards
Credit Line: $5,000 - $25,000. No Foreign Transaction fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate for the first 12 months on purchases. |
| Ongoing | 14.50%–18.00% | None | 14.50 - 18.00% APR thereafter on purchases. |
Sources (2)
All captured Oct 6, 2026
Who can join Finger Lakes Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.