Credit union · NCUA insured
Finex Credit Union Auto Loan Rates
Finex Credit Union auto loans start at 4.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 22, 2026.
How Finex Credit Union’s auto loan rates compare
Compared with banks and credit unions near Hartford, CT, where Finex Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Finex Credit Union
4.99%APR
- Terms
- up to 60 months
- Discount
- None included
New Auto Loan
Lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
Riverbank Federal Credit Union
3.74%APR
- Terms
- —
- Discount
- None included
Finex Credit Union auto loan score
78
Auto loan score
Higher than 47% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Finex Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
Floor of 4.99% APR or current posted rate. For new car purchases only. Vehicle model year must be 2019 or newer. Subject to credit approval, membership eligibility, and underwriting guidelines. Finance up to 100% with terms up to 84 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Lowest available APR based on credit score, term, and membership status. New car purchases only; vehicle model year 2019 or newer. Subject to credit approval. |
| up to 48 months | 4.99% | Lowest available APR based on credit score, term, and membership status. New car purchases only; vehicle model year 2019 or newer. Subject to credit approval. |
| up to 60 months | 4.99% | Lowest available APR based on credit score, term, and membership status. New car purchases only; vehicle model year 2019 or newer. Subject to credit approval. |
| up to 72 months | 5.99% | Lowest available APR based on credit score, term, and membership status. New car purchases only; vehicle model year 2019 or newer. Subject to credit approval. |
| up to 84 months | 6.99% | Lowest available APR based on credit score, term, and membership status. New car purchases only; vehicle model year 2019 or newer. Subject to credit approval. |
Sources (1)
- finexcu.org/auto-loan · captured Oct 7, 2026
Used Auto Loan
Rates based on credit score, term, and membership status. Vehicle model year must be 2019 or newer. Subject to credit approval, membership eligibility, and underwriting guidelines. Finance up to 100% with terms up to 84 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.99% | Lowest available APR based on credit score, term, and membership status. Vehicle model year must be 2019 or newer. Subject to credit approval. |
| up to 48 months | 5.99% | Lowest available APR based on credit score, term, and membership status. Vehicle model year must be 2019 or newer. Subject to credit approval. |
| up to 60 months | 5.99% | Lowest available APR based on credit score, term, and membership status. Vehicle model year must be 2019 or newer. Subject to credit approval. |
| up to 72 months | 6.99% | Lowest available APR based on credit score, term, and membership status. Vehicle model year must be 2019 or newer. Subject to credit approval. |
| up to 84 months | 7.99% | Lowest available APR based on credit score, term, and membership status. Vehicle model year must be 2019 or newer. Subject to credit approval. |
Sources (1)
- finexcu.org/auto-loan · captured Oct 7, 2026
Who can join Finex Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Hartford County or Tolland County are eligible to join.
Employers and groups
- Employees of an eligible business or group are eligible for membership.
- Employees of employer groups of 500 employees or less in the state of Connecticut that provide Direct Deposit are eligible to join.
Family and household
- Individuals who are a friend or relative of an existing Finex Credit Union member are eligible to join.
Cost to join
- A minimum deposit of $5 in a Primary Share Savings Account is required to join.
Membership information collected October 4, 2026.