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Credit union · NCUA insured

FinancialEdge Credit Union Auto Loan Rates

Top Carrot, Carrot Score 88Top Carrot

FinancialEdge Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.

How FinancialEdge Credit Union’s auto loan rates compare

Compared with banks and credit unions near Bay City, MI, where FinancialEdge Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 88

    This credit union’s lowest

    FinancialEdge Credit Union

    4.99%APR

    Terms
    up to 66 months
    Discount
    None included

    Auto Loans Secured - 2023 and Newer

  • Top Carrot, Carrot Score 88

    Lowest rate

    GREAT LAKES

    4.39%APR

    Terms
    up to 60 months
    Discount
    Included in the rate

    GREAT LAKES rates

  • Top Carrot, Carrot Score 94

    2nd-lowest rate

    Lake Huron Credit Union

    4.49%APR

    Terms
    up to 84 months
    Discount
    None included

    Lake Huron Credit Union rates

Compare auto loan rates near you →

FinancialEdge Credit Union auto loan score

83

Auto loan score

Higher than 62% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.99%
  • Used vehicleUsed4.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where FinancialEdge Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join FinancialEdge Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Persons whose residence, employment, place of religious worship, or who are attending school in Arenac, Bay, Gladwin, Huron, Midland, Saginaw, Sanilac, or Tuscola counties.

Employers and groups

  • Employees of this credit union.

Family and household

  • Members of the immediate families of eligible persons.
  • A spouse of a deceased member if accepted into membership prior to remarriage.

Other ways

  • Any legal entity comprised for the most part of the same general group as the membership of the credit union.
  • Any person receiving a retirement annuity, pension, social security, or similar retirement payment from private/government sources who lives in or belongs to a retirement organization in the county (or contiguous county) where the credit union's principal place of business is located.

Cost to join

  • A $5 deposit to open a share savings account is required for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← FinancialEdge Credit Union overview