Credit union · NCUA insured
Lake Huron Credit Union Auto Loan Rates
Top CarrotLake Huron Credit Union auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 16, 2026.
How Lake Huron Credit Union’s auto loan rates compare
Compared with banks and credit unions near Saginaw, MI, where Lake Huron Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Lake Huron Credit Union
4.49%APR
- Terms
- up to 84 months
- Discount
- None included
Auto Loans
Lowest rate
GREAT LAKES
4.39%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
3rd-lowest rate
Health Advantage Credit Union
4.74%APR
- Terms
- up to 60 months
- Discount
- None included
Lake Huron Credit Union auto loan score
89
Auto loan score
Higher than 89% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lake Huron Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rates represent the lowest rate available to qualified borrowers based on credit history. Terms are dependent upon amount financed. 100% financing and 84 month term available to qualified borrowers.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.49% | Rate is as low as 4.49% APR. Rates represent the lowest rate available to qualified borrowers based on credit history. Terms depend on amount financed. 100% financing and 84 month term available to qualified borrowers. |
Who can join Lake Huron Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Saginaw, Bay, or Midland Counties.
Employers and groups
- Membership is open to employees of auto dealerships, repair garages, and parts distributors.
- Membership is open to members of Teamsters Local 486.
- Membership is open to employees of trucking companies.
Family and household
- Membership is open to members of the immediate families and retirees of any of the qualifying groups.
Other ways
- Membership is open to any person over the age of 55 receiving retirement income who lives in or belongs to a retirement organization located in the county or a contiguous county where the credit union's main office is located.
Cost to join
- An initial deposit of $5.00 is required upon applying for membership.
Membership information collected October 5, 2026.