Credit union · NCUA insured
FinancialEdge Credit Union Credit Card Rates
Top CarrotFinancialEdge Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How FinancialEdge Credit Union’s credit card rates compare
Compared with banks and credit unions near Bay City, MI, where FinancialEdge Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
FinancialEdge Credit Union
8.90%APR
- Up to
- 18.90% APR
Low Rate Mastercard
2nd-lowest rate
United Bay Community Credit Union
8.96%APR
- Up to
- —
3rd-lowest rate
Frankenmuth Credit Union
8.99%APR
- Up to
- —
FinancialEdge Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where FinancialEdge Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Low Rate Mastercard
No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90%–18.90% | None | APR for purchases based on creditworthiness. |
| Ongoing | 8.90%–18.90% | None | APR for balance transfers based on creditworthiness. |
Sources (2)
All captured Oct 16, 2026
Rewards Mastercard
No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90%–18.90% | None | APR for purchases based on creditworthiness. |
Sources (2)
All captured Oct 16, 2026
Who can join FinancialEdge Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons whose residence, employment, place of religious worship, or who are attending school in Arenac, Bay, Gladwin, Huron, Midland, Saginaw, Sanilac, or Tuscola counties.
Employers and groups
- Employees of this credit union.
Family and household
- Members of the immediate families of eligible persons.
- A spouse of a deceased member if accepted into membership prior to remarriage.
Other ways
- Any legal entity comprised for the most part of the same general group as the membership of the credit union.
- Any person receiving a retirement annuity, pension, social security, or similar retirement payment from private/government sources who lives in or belongs to a retirement organization in the county (or contiguous county) where the credit union's principal place of business is located.
Cost to join
- A $5 deposit to open a share savings account is required for membership.
Membership information collected October 5, 2026.