Fifth Third Bank Credit Card Rates

How Fifth Third Bank’s credit card rates compare

Compared with banks and credit unions in Michigan, where Fifth Third Bank has the most branches. Ongoing purchase APR, lowest first.

This bank’s lowest
Fifth Third Bank
– –
Up to
—
No ongoing APR published
Lowest rate
Construction Federal Credit Union
6.87%APR
Up to
—
Construction Federal Credit Union rates
2nd-lowest rate
Great Lakes First Federal Credit Union
6.90%APR
Up to
17.90% APR
Great Lakes First Federal Credit Union rates

Compare credit card rates near you →

Every rate

Current credit card rates

Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Fifth Third 1% Cash/Back Card

0% intro APR for 15 months on purchases and balance transfers after account opening. Variable APR applies thereafter. Earn unlimited 1% cash back on every purchase. No annual fee.

Applies to	APR	Annual fee	Conditions
Intro, 15 months	0.00%	None	Introductory APR for 15 months on purchases after account opening.
Ongoing	18.49%–29.49%	None	Variable APR on purchases after introductory period based on the Prime Rate. Disclosed as accurate as of 3/13/2026.

Sources (1)

53.com/content/fifth-third/en/…e-percent-cash-back.html · captured Oct 6, 2026

Fifth Third 1.67% Cash/Back Card

0% intro APR on balance transfers for 12 months after account opening. Variable APR applies thereafter. Earn unlimited 1.67% cash back (1.67 rewards points per $1 spent) on qualified purchases. No annual fee.

Applies to	APR	Annual fee	Conditions
Intro, 12 months	0.00%	None	Introductory APR for 12 months on balance transfers after account opening.
Ongoing	18.99%–28.99%	None	Variable APR on purchases when account is opened based on the Prime Rate. Disclosed as accurate as of 8/24/2026.

Sources (1)

53.com/content/fifth-third/en/…g/bank/credit-cards.html · captured Oct 6, 2026

Fifth Third Private Bank Credit Card

Available exclusively for Fifth Third Private Bank clients. Earn 2% rewards points on qualified purchases. No annual fee.

Applies to	APR	Annual fee	Conditions
Ongoing	12.74%	None	Variable APR of 12.74% on purchases when account is opened based on the Prime Rate. Disclosed as accurate as of 3/13/2026.

Sources (1)

53.com/content/fifth-third/en/…banking/credit-card.html · captured Oct 6, 2026

Fifth Third Secured Card

Available to customers with an eligible Fifth Third Momentum Savings Account. Requires refundable deposit from $300 to $5,000 securing credit limit (at least 100% of line amount). California residents not eligible.

Applies to	APR	Annual fee	Conditions
Ongoing	27.49%	$24	Variable APR on purchases when opening account based on Prime Rate. Requires refundable security deposit of $300 to $5,000 in savings account.

Sources (2)

All captured Oct 6, 2026

Preferred Cash/Back Card

Exclusively for Fifth Third Preferred Banking clients. Earn unlimited 2% cash back with every purchase. No annual fee.

Applies to	APR	Annual fee	Conditions
Ongoing	18.99%–28.99%	None	Variable APR on purchases when account is opened and on balance transfers after the introductory period. Accurate as of 8/24/2026 based on Prime Rate.

Sources (1)

53.com/content/fifth-third/en/…g/bank/credit-cards.html · captured Oct 6, 2026

Truly Simple Credit Card

0% intro APR for 18 months on purchases and balance transfers after account opening. Variable APR applies thereafter. No annual fee.

Applies to	APR	Annual fee	Conditions
Intro, 18 months	0.00%	None	Introductory APR for 18 months on purchases after account opening.
Ongoing	18.49%–29.49%	None	Variable APR on purchases after introductory period based on the Prime Rate. Disclosed as accurate as of 8/24/2026.

Sources (2)

All captured Oct 6, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details

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