Bank · FDIC insured
Fidelity Federal Savings Rates
Fidelity Federal’s best savings rate is 0.10% APY on $10,000, with its Money Market Tiered Account. Rates checked October 16, 2026.
How Fidelity Federal’s savings rates compare
Compared with banks and credit unions near Columbus, OH, where Fidelity Federal has the most branches. $10,000, best rate first.
This bank’s best
Fidelity Federal
0.10%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $10
Money Market Tiered Account
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Fidelity Federal savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0003.45%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fidelity Federal ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Maker Promotion
0.10%APY
Rate may change after account is opened and fees may reduce earnings. APY is calculated based on a one-year time frame.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Money Maker Tier 1 | 0.10% | $10 | Money Maker Tier 1 |
| $25,000 – $2,000,000Money Maker Tier 2 | 3.45% | — | Money Maker Tier 2 |
| $2,000,000 and upMoney Maker Tier 3 | 0.10% | — | Money Maker Tier 3 |
Sources (1)
- fidfedsl.com/rates · captured Sep 18, 2026
Money Market Tiered Account
0.10%APY
Rate may change after account is opened and fees may reduce earnings. APY is calculated based on a one-year time frame.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 – $25,000Money Market Tier 1 | 0.10% | $10 | Money Market Tier 1 |
| $25,000 – $50,000Money Market Tier 2 | 0.15% | — | Money Market Tier 2 |
| $50,000 – $200,000Money Market Tier 3 | 0.20% | — | Money Market Tier 3 |
| $200,000 and upMoney Market Tier 4 | 2.00% | — | Money Market Tier 4 |
Sources (1)
- fidfedsl.com/rates · captured Sep 18, 2026
Passbook and Statement Savings
0.10%APY
Rate may change after account is opened and fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to obtain APY is $25.00. Minimum balance to avoid fees is $25.00.$25 and up | 0.10% | $10 | Minimum balance to obtain APY is $25.00. Minimum balance to avoid fees is $25.00. |
Special-purpose accounts
Minor Account (under 16 years old)
0.10%APY
For minors under age 16. Rate may change after account is opened and fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to obtain APY is $25.00. Minimum balance to avoid fees is $25.00.$25 and up | 0.10% | $10 | Minimum balance to obtain APY is $25.00. Minimum balance to avoid fees is $25.00. |
Traditional & Roth IRA Statement Savings
0.10%APY
Traditional and Roth IRA savings. Rate may change after account is opened and fees may reduce earnings. An early withdrawal penalty may apply for IRA accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upInterest compounded daily. Unlimited in-person deposits (up to maximum allowable contribution limit) or set up direct deposit.$25 and up | 0.10% | $10 | Interest compounded daily. Unlimited in-person deposits (up to maximum allowable contribution limit) or set up direct deposit. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.