Credit union · NCUA insured
FiCare Federal Credit Union Credit Card Rates
FiCare Federal Credit Union credit cards start at 9.50% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How FiCare Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Tampa, FL, where FiCare Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
FiCare Federal Credit Union
9.50%APR
- Up to
- —
Platinum Visa
Lowest rate
Oxford Federal Credit Union
6.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Family First Credit Union
8.90%APR
- Up to
- —
FiCare Federal Credit Union credit card score
87
Credit card score
Higher than 78% of U.S. banks and credit unions
- Purchase APRPurchase APR9.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where FiCare Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Visa
Credit card offers are subject to credit approval based upon applicant's conformity with standard credit union approval guidelines. Rates vary by individual credit history and term of loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.50% | None | Rates vary by individual credit history and term of loan. All rates discounts and/or promotional offers combined may not go below the current floor rate of 4.00% APR for consumer loans. |
Secured Credit Builder Visa
Get started with as little as $500. Deposit matching the credit limit is secured as collateral. No credit check. Credit card offers are subject to credit approval based upon applicant's conformity with standard credit union approval guidelines.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | Get started with as little as $500. Deposit matching the credit limit is secured as collateral. Rates vary by individual credit history and term of loan. All rates discounts and/or promotional offers combined may not go below the current floor rate of 4.00% APR for consumer loans. |
Who can join FiCare Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, independent contractors, or self-employed persons who work regularly in the healthcare industry are eligible for membership.
Military, government and schools
- Employees of healthcare academic institutions are eligible for membership.
- Healthcare students are eligible for membership.
Family and household
- Family members of healthcare industry workers, healthcare students, or healthcare academic institution employees are eligible for membership.
- Relatives of a current member of the credit union are eligible for membership.
Cost to join
- An initial share deposit of $5.00 is required to open an account.
Membership information collected October 5, 2026.