Credit union · NCUA insured
FedFinancial Credit Union Credit Card Rates
Top CarrotFedFinancial Credit Union credit cards start at 10.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How FedFinancial Credit Union’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where FedFinancial Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
FedFinancial Credit Union
10.74%APR
- Up to
- —
VISA Platinum Rewards
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
FedFinancial Credit Union credit card score
80
Credit card score
Higher than 53% of U.S. banks and credit unions
- Purchase APRPurchase APR10.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where FedFinancial Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Platinum Rewards
Applicant must meet credit and underwriting standards to be approved. Rates and credit limits (up to $25,000) vary based on creditworthiness. Cash back rewards are net of returns.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.74% | None | Variable APR on Purchases. Rates vary based on creditworthiness. Cash back rewards (1.5%) net of returns; excludes cash purchases. |
Sources (1)
- fedfinancial.org/credit-cards · captured Oct 7, 2026
Who can join FedFinancial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Civilian Federal government employees, retirees, and contractors located in the Washington, DC and Baltimore, MD metropolitan areas are eligible to join.
Family and household
- Family members (spouses, parents, siblings, children, step-parents, step-children, step-siblings, grandparents, grandchildren), legal guardians, co-habitants, and roommates of current members are eligible to join regardless of location.
Membership information collected October 4, 2026.