Bank · FDIC insured
Farmers Bank Savings Rates
Farmers Bank’s best savings rate is 0.50% APY, with its Kasasa Saver, with extra requirements. Rates checked October 22, 2026.
How Farmers Bank’s savings rates compare
Compared with banks and credit unions near Fort Smith, AR-OK, where Farmers Bank has the most branches. $10,000, best rate first.
This bank’s best
Farmers Bank
0.15%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $15
Kasasa Saver
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
United Federal Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $300
Farmers Bank savings score
65
Savings score
Higher than 15% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Farmers Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 0.50%APY
Requires linking to Kasasa Cash or Kasasa Cash Back checking account. To earn highest Kasasa Saver rate, must meet qualifications in Kasasa Cash/Cash Back each monthly qualification cycle (at least 1 direct deposit or ACH, at least 12 debit card purchases, enrolled in and agree to receive e-Statements, enrolled in and log into online banking). Limit 1 account per SSN.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000When qualifications in Kasasa Cash or Kasasa Cash Back are met; portion of balance up to $10,000 earns 0.50% APY (requires maintaining minimum balance of $0.01 each day to obtain APY). | 0.50% | $50 | When qualifications in Kasasa Cash or Kasasa Cash Back are met; portion of balance up to $10,000 earns 0.50% APY (requires maintaining minimum balance of $0.01 each day to obtain APY). |
| Any balanceBase rate earned on all balances if monthly qualifications are not met. | 0.05% | $5 | Base rate earned on all balances if monthly qualifications are not met. |
| $10,000 and upWhen qualifications in Kasasa Cash or Kasasa Cash Back are met; balances over $10,000 earn 0.15% interest rate on portion of balance over $10,000, resulting in 0.50% - 0.18% APY depending on balance. | 0.15% | $15 | When qualifications in Kasasa Cash or Kasasa Cash Back are met; balances over $10,000 earn 0.15% interest rate on portion of balance over $10,000, resulting in 0.50% - 0.18% APY depending on balance. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.