Bank · FDIC insured
Farmers Bank
A $288.7M bank headquartered in Greenwood, AR, with 10 branches in Arkansas.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings650.05%0.50% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Farmers Bank
Farmers Bank was organized in 1907 to meet the financial needs of rural Sebastian County, Arkansas.
Operating under its original 1907 state charter, the bank acquired Sebastian State Bank in 1917 and The First National Bank of Greenwood in 1935.
The bank later expanded across Arkansas with branches in Hartford, Hackett, Bonanza, Greenwood, Fort Smith, Huntington, and Mansfield.
- Headquarters
- 71 W Center St, Greenwood, AR 72936
- FDIC certificate
- 1296 ↗
Branches
10 branches in Arkansas
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Arkansas
10 branches
Fort Smith area · 9
- Farmers BankMain office71 W Center St, Greenwood, AR 72936Directions
- Bonanza Branch103 North State Highway 45, Bonanza, AR 72916Directions
- Eastside Branch7820 Rogers Ave, Fort Smith, AR 72903Directions
- Fort Smith South Branch8420 Highway 71 S, Fort Smith, AR 72908Directions
- Center Street Motor Branch1308 West Center, Geeenwood, AR 72936Directions
- Teller'S Window Branch200 Main Street, Hackett, AR 72937Directions
- Teller'S Window Branch25 S Broadway St, Hartford, AR 72938Directions
- Huntington, Arkansas Branch120 Highway 71 Ne, Huntington, AR 72940Directions
- Lavaca Branch501 W Main St, Lavaca, AR 72941Directions
Mansfield area · 1
- Mansfield Branch106 Huntington Ave, Mansfield, AR 72944Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.23% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.20% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.16% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $66 | $81 | — |
- CapitalLeverage ratio16.23%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.20%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.16%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$66Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Farmers Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.