Credit union · NCUA insured
Family Community FCU CD Rates
Family Community FCU’s best CD rate is 3.00% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 16, 2026.
How Family Community FCU’s CD rates compare
Compared with banks and credit unions in Iowa, where Family Community FCU has the most branches. $10,000, best rate first.
This credit union’s best
Family Community FCU
3.00%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $300
Certificates
Top rate
First Federal Credit Union.
7.30%APY
- Term
- 3 months
- Minimum
- $5,000
- Earns on $10,000
- $198
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.00%APY · 2 terms
Early withdrawal may result in penalties and may affect APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsRequires $1,000 minimum. Early withdrawal may result in penalties and may affect APY | 2.50% | $124 |
| 12 monthsRequires $1,000 minimum. Early withdrawal may result in penalties and may affect APY | 3.00% | $300 |
Sources (1)
- ccfccu.com/rates.php · captured Sep 18, 2026
Who can join Family Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Floyd, Butler, Mitchell, Chickasaw, Howard, or Worth County are eligible to join.
Family and household
- Family members of existing members are eligible to join regardless of where they live or work.
Membership information collected October 4, 2026.