Credit union · NCUA insured
Fairmont Federal Credit Union Auto Loan Rates
Fairmont Federal Credit Union auto loan rates start at 4.23% APR. Rates checked October 22, 2026.
How Fairmont Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Fairmont, WV, where Fairmont Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Fairmont Federal Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
Marion County Schools FCU
4.50%APR
- Terms
- up to 84 months
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Purchase and Refinance
Interest rate, corresponding APR, and term are based on creditworthiness criteria, loan to value, vehicle age, and amount financed. Financing is available for model years New -2016. Classic vehicles must be listed in NADA Classic Cars Guide. Rate will increase for loan-to-values greater than 100%. Fairmont FCU makes all final decisions regarding vehicle value and proper rate. Rates are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.69% | Model years 2026-2024. Displayed APR and payment ($420.00) based on $30,000 financed with a $195 loan origination fee. Rates as low as 4.50%. |
| up to 72 months | 4.23% | Model years 2026-2024. Displayed APR and payment ($473.00) based on $30,000 financed with a $195 loan origination fee. Rates as low as 4.00%. |
| up to 72 months | 6.23% | Model years 2023-2022. Displayed APR and payment ($501.00) based on $30,000 financed with a $195 loan origination fee. Rates as low as 6.00%. |
| up to 60 months | 5.77% | Model years 2023-2022. Displayed APR and payment ($577.00) based on $30,000 financed with a $195 loan origination fee. Rates as low as 5.50%. |
| up to 66 months | 7.80% | Model years 2021-2020. Displayed APR and payment ($468.00) based on $25,000 financed with a $195 loan origination fee. Rates as low as 7.50%. |
| up to 54 months | 8.70% | Model year 2019. Displayed APR and payment ($449.00) based on $20,000 financed with a $195 loan origination fee. Rates as low as 8.25%. |
| up to 48 months | 8.51% | Model years 2018-2016. Displayed APR and payment ($494.00) based on $20,000 financed with a $195 loan origination fee. Rates as low as 8.00%. |
| up to 60 months | 9.18% | Classic Vehicle (must be listed in NADA Classic Cars Guide). Displayed APR and payment ($417.00) based on $20,000 financed with a $195 loan origination fee. Rates as low as 8.75%. |
Sources (2)
All captured Oct 7, 2026
Who can join Fairmont Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or working in Marion, Monongalia, Preston, Harrison and Taylor counties.
Cost to join
- Join Fairmont Federal Credit Union for $5.
Membership information collected October 4, 2026.